We can see on these pages that there are a number of ways in which one can benefit from using one’s credit cards. Free air miles, cash back, nectar points – there are many other ways to benefit from a credit card other than just receiving a credit line. Around the world, especially the western world, similar schemes are in place. Reward credit cards are available in New Zealand; as well as Australia, and reward schemes are similar to the UK. If you are a frequent flyer for example, you could benefit from a card that rewards you with air miles every time you use it – this could enable you to take dream trips abroad for free.